Central Insurance Company Ltd

INSURANCE BEENFITS
Miscellaneous insurance is a class of non-life/ general insurance. This category of policy is a contract of insurance other than those of life, fire, and marine. It covers a variety of risks like loss due to staff betrayal, loss of money during transit, forgery, disruption, theft, and computer-related crimes.
This class offers variety of insurance policy
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Insurance that covers losses due to burglary or attempted burglary, typically covering stolen property and damage to the premises.
Coverage for Losses: Protects against the theft of valuable items from homes or businesses.
Property Damage: Covers repair costs for damages caused during the break-in.
Additional Security Measures: Often encourages policyholders to enhance security features, which may lower premiums.
Insurance that covers cash kept on the counter or premises, typically in retail settings, from theft or loss.
Daily Cash Operations: Specifically protects cash that is readily accessible to customers.
Theft Coverage: Provides coverage against theft occurring during business hours.
Limitations and Exclusions: May have limits based on the amount of cash kept on hand.
Insurance that protects cash and valuables stored in a safe from theft or damage.
Safe Security: Covers losses from theft or attempted theft from a safe.
Protection Against Damage: May also cover damages to the safe itself.
Limits and Conditions: Policies may have specific limits based on the type of safe used.
Insurance that covers the loss of cash and valuables while being transported, whether by an individual or a company.
Protection During Transport: Covers theft or loss that occurs during the movement of cash.
Includes Employee Liability: Often covers incidents involving employees responsible for the cash transport.
Customizable Limits: Policies can be tailored based on the volume of cash being transported.
Insurance that protects businesses against claims made by the public for bodily injury or property damage occurring on their premises or due to their operations.
Third-Party Coverage: Covers legal costs and compensation claims from injured third parties.
Business Protection: Safeguards businesses from financial risks associated with accidents affecting the public.
Wide Applicability:Essential for various industries, including retail, hospitality, and construction.
Insurance that protects businesses against claims arising from the use of their products, covering injuries or damages caused by defective products.
Consumer Protection: Provides coverage for injuries or damages caused by faulty products.
Legal Defense Costs: Covers legal expenses in case of lawsuits from consumers.
Encourages Quality Control: Promotes rigorous quality checks to minimize risk of defects.
Insurance that provides wage replacement and medical benefits to employees injured in the course of employment, protecting both workers and employers.
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Medical Expenses Covered: Covers medical costs for injuries or illnesses related to job duties.
Wage Replacement: Provides compensation for lost wages during recovery.
Employer Protection: Shields employers from legal claims related to workplace injuries.
Insurance that offers financial compensation in the event of accidental death or injury, regardless of the circumstances.
Death and Disability Coverage: Provides benefits for death or permanent disabilities caused by accidents.
Accidental Medical Expenses: May cover medical costs incurred due to accidents.
Flexible Plans: Offers various coverage options tailored to individual needs.
A variant of personal accident insurance, typically aimed at a broader audience or specific demographics, offering similar coverage.
Inclusive Coverage: Designed to be accessible to a larger group, often with simplified terms.
Basic Benefits: Provides essential benefits for accidental injuries or death..
Affordability: More affordable, encouraging widespread participation.
Insurance that protects businesses against losses caused by employee dishonesty, including theft or fraud.
Employee Dishonesty Coverage: Financial protection against theft, fraud, or misconduct.
Comprehensive Scope: Covers various types of fraud, including forgery and embezzlement.
Risk Management Tool: Safeguards businesses and builds trust with clients.
Insurance that covers losses related to ATMs, including theft, vandalism, and damage.
Protection against Theft: Covers losses due to theft from the ATM, including the cash inside.
Vandalism Coverage: Includes protection against vandalism and physical damage to the machine.
Operational Downtime: May cover losses from ATM downtime due to theft or damage.
Insurance that covers the contents of bank lockers against theft or loss.
Contents Protection: Provides coverage for valuable items stored in bank lockers.
Theft and Damage: Covers losses due to theft or any damage to the locker./p>
Policy Limitations: Coverage may have limits based on the declared value of items stored.
A comprehensive insurance policy that covers various risks faced by banks and financial institutions, including theft and fraud.
Wide Coverage: Offers protection against a range of risks, including employee dishonesty and theft.
Protects Financial Institutions: Designed specifically for banks and financial organizations.
Complex Risks: Addresses unique risks faced in the financial sector, providing broad and customizable coverage options.
Insurance that covers losses and damages resulting from burglary or attempted burglary at a residential property.
Theft Protection: Covers the theft of personal belongings from homes.
Property Damage Coverage: Includes costs for repairing damages caused during a break-in.
Encouragement of Security Measures: May incentivize homeowners to implement security features.
Professional Indemnity Insurance (PII) protects professionals against claims of negligence, errors, or omissions in the services they provide.
Financial Protection Against Claims: Covers legal costs and damages if a client claims that professional advice led to financial loss.
Scope of Coverage: Includes negligence, errors, and omissions, making it essential for consultants, lawyers, and healthcare providers.
Enhances Credibility: Having PII boosts a professional's reputation, reassuring clients of their commitment to quality service and risk management.
Householder’s Comprehensive Insurance provides extensive coverage for homeowners, protecting against various risks related to the home and its contents.
All-Round Protection: Covers loss or damage to the structure of the home and personal belongings due to events like fire, theft, or natural disasters.
Liability Coverage: Often includes liability protection for accidents occurring on the property, safeguarding against legal claims from injuries to visitors.
Customization Options: Policies can be tailored to meet individual needs, including additional coverage for valuable items or specific perils.
Financial protection for medical expenses incurred while traveling abroad.
International Medical Coverage: Covers hospitalization and outpatient treatments for illnesses or injuries abroad.
Emergency Assistance: 24/7 support for emergency evacuation and access to local healthcare.
Pre-existing Conditions: Some policies may cover pre-existing conditions—read terms carefully.
WE ALWAYS HELP
It covers goods during transit by sea, air, or land, protecting against damage, theft, or loss.
Report the damage to your insurer immediately and provide documentation such as shipping receipts and evidence of damage.
Have questions or need advice? Our insurance experts are here to help you find the right coverage. Contact us today for a free consultation and get personalized guidance tailored to your needs.
Central Insurance PLC. started its journey from 12th November, 1987 as one of the first generation non-life insurance company listed with the Dhaka Stock Exchange Limited & Chittagong Stock Exchange Limited.
7-8, Central Insurance Bhaban (3rd & 4th floor), Motijheel C/A, Dhaka- 1000. Bangladesh.
02 223380251-4, 09613 777778
Hotline: 09613 878787